Quicken has been around a long time — since 1983 to be exact, making it ancient in the personal finance software world.
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Back in those days, Quicken was amazing, in part because there was nothing quite like it.
Since then, the financial software market has grown a bit more competitive. Plus, there are various issues with the Quicken experience:
- The mobile app, for example, requires that you first install the desktop version; you can’t use Quicken as only a mobile app.
- Since HIG Capital bought the software from Intuit a few years back it’s future has seemed less certain.
- Quicken Online, a popular program similar to Mint, folded after Intuit bought MInt in 2009.
These and other issues have many people looking for alternative programs for financial management.
Dollarbird personal finance free download - Personal Finance, Personal Finance, GFP - Personal Finance Manager, and many more programs. The highly successful budget-book app for iPhone and iPad now also available for Mac!? The app should be easy and simple but powerful a.
20 Best Quicken App Alternatives
Here are the 20 best Quicken alternatives you can start using today:
After updating the app to the latest version, and opening it, the migration flow will start automatically. You can also trigger the migration flow from Settings by tapping on 'Migrate to Dollarbird 3'. Tap on the blue button, and you'll land on the sign-up screen. This is where you can create your new Dollarbird 3 account. In Dollarbird’s recent upgrade, it moved to a subscription-based model in a shift toward catering to partners, families and teams. This isn’t an uncommon move with mobile apps. Make sense of your finances with Dollarbird for iPhone. A smart way of making sure you don't flush your money away with expenses and spending that you don't know with Dollarbird for iPhone. This app uses artificial intelligence or A.I. To help track your finances in a more smart and collaborative way right in your iPhone.
Personal Capital
COST: Free version gets the job done.
Personal Capital is my favorite Quicken alternative because of its extensive number of features to track your financial life. It’s mobile-friendly and also free.
You can track your expenses and income. You can monitor your investment portfolio and retirement planning. Personal Capital puts it all at your fingertips in its dashboard.
It’s also easy to set up. It takes less than 5 minutes. You simply link your bank accounts, investment accounts, and credit cards to the platform. (Don’t worry, they use bank-level security.)
It’s worth signing up and testing out. I check mine every day.
You should know that Personal Capital isn’t a pure budgeting tool. You can use it to track your expenses, but it really shines as a way to monitor your investment portfolio, including your asset allocation.
Plus, if you upgrade to the paid version, Personal Capital has one of the best robo advisors around.
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Simplifi by Quicken
COST: $3.99/month
This may get confusing because I’m writing about the best Quicken alternatives. But it’s true: One of the best Quicken alternatives has been created by Quicken.
It’s called Simplifi, and it really is a cool personal finance app. This isn’t the Quicken my dad used to use.
Simplifi has been designed specifically for mobile-savvy consumers, and it shows – with exceptional user experience and robust features, like detailed expense tracking, budgeting, and investment tracking it’s worth checking out if you’re looking for a simple platform and dashboard to organize your financial life.
Simplifi does require a $3.99 monthly fee ($39.99 annual fee) — unlike its free competitors which include Intuit’s Mint — but this app is also ad-free (unlike Mint). And after Simplify helps you simplify your monthly budget, you’ll save a lot more than $3.99 a month.
The insights alone will likely help you save more money than that each month. You can try it out for free here.
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You Need a Budget (YNAB)
COST: $84/year, 34-day free trial.
Fandom for YNAB has been on the rise in recent years. Despite this growing popularity, the app is nothing new.
You Need a Budget (YNAB) was started by Jesse Mecham in 2003 to manage money for he and his wife.
YNAB has undergone an overhaul recently and now has a cleaner interface as well as a web-based application that syncs with its desktop version. This application is highly capable and will show you an aerial view of all of your expenses.
YNAB works particularly well for people with irregular incomes — freelancers, real estate agents, side hustlers, and the like — because you can easily spread windfalls across several months.
Moneydance
COST: $44.99, but you can download a free trial that will let you enter 100 transactions manually.
Moneydance is another good alternative, especially if you are a fan of good old fashioned Quicken. Moneydance looks a lot like Quicken.
This desktop application lets you see a lot of information on one screen just like Quicken does.
For instance, you’ll be able to see your bank accounts, credit cards, investments, loans, and net worth all in one place, giving you a snapshot of your cash flow anytime you want.
Moneydance also has some nice features like bill pay, reminders to pay your bills, plus account syncing. And, Moneydance can now manage your investment portfolio. The software runs on just about all desktop platforms including Linux, MacOS, Windows, and Unix.
Moneydance has apps for iOS and Android devices that sync with the desktop version.
Tiller Money
COST: Tiller costs $4.92 a month, or $59/year, and there is also a 30-day free trial.
With privacy becoming a greater concern these days, some people are understandably concerned about syncing all their financial information in the cloud.
If that sounds like you, Tiller Money may be worth considering.
Tiller will aggregate your data into a spreadsheet. You can also create budget templates to make the whole process seamless. To see your data, you can use Google Sheets; or, if you prefer to go all-on stealth mode, Microsoft Excel is also an option.
Wally
COST: Free for the basic plan; $1.99 a month to unlock all the features.
This financial tool includes an offline budget tracker which means you wouldn’t have to sync your financial accounts in the cloud. You could manually enter your expenses and still use the powerful budgeting tool to track your progress toward savings and spending goals.
If you worry about security, this app might be for you. But you’ll get more control and more features when you opt for Wally’s online syncing plan, and Wally has bank-level security when you do sync.
Unlike many of the other apps on this list, Wally focuses mostly on budgeting.
Wally also works with banks from about 70 different countries. If you want to sync with non-domestic financial institutions, give Wally a close look.
Intuit Mint
COST: Mint is free, but the whole application is supported by ads.
Some users have reported frustration with Mint’s customer service, but this app still does a great job. When I first started my journey to financial independence, I started with Mint.
You can sync Mint to any bank in the U.S. or Canada, and now you can use Mint to monitor your credit score for free.
Mint gets compared to Personal Capital a lot since these two apps lead the pack. If you make a side-by-side comparison of the Mint dashboard and the Personal Capital dashboard, they do look similar. The two apps work differently, though. Personal Capital has a net worth focus, while Mint simply focuses on your overall financial picture. It’s more of a budgeting tool.
Mint excels in helping you set goals, create budgets, and see your spending habits. Intuit, which owns TurboTax and once owned Quicken, owns and operates Mint.
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PocketSmith
COST: The app has a free version, but you can pay for more powerful features as needed.
PocketSmith finds a way to stand out even in the crowded field of Quicken alternatives.
Most Quicken alternatives help you track spending and anticipate upcoming bills, but PocketSmith wants to help you understand what all this financial data means.
In other words, it will track your spending trends and help you figure out whether too much of your money is going to one place (or a few places).
Then, this app will give you a financial projection to help you see whether your money will grow (or shrink) based on your current habits.
Money Manager: Budget Planner
COST: The app is free with no ads.
Money Manager doesn’t seem all that advanced. You can’t link your financial accounts, and it won’t look into its financial crystal ball like PocketSmith does.
This app is just for keeping track of your daily expenses and putting them into categories. But if that’s all you need, this app might be for you.
You’ll see your income, expenses, and remaining budget at a glance. It will separate your expenses into budget categories and create graphs to help visualize your budget. You can also export your data into Microsoft Excel.
MoneyWiz
COST: Free
MoneyWiz is a budgeting app that has a couple of pretty cool features. One of them is real-time syncing, allowing you to sync the app’s data across multiple devices and operating systems without having to download transactions.
Another nice feature of MoneyWiz: You can create customizable graphs that can either track your entire budget or track a specific category.
The graphs look really nice (which Quicken enthusiasts will appreciate), and overall, the app has a sleek and user-friendly interface.
Banktivity
COST: $69.99, 30-day free trial.
Banktivity is unique because it’s one of the few kinds of financial budgeting software that was specifically designed for MacOS. It also has an import assistant to make it easier to import your existing Quicken data.
The app has some pretty cool features, too. You can sync your data with your iPad or iPhone, so you have access to your budget while you’re out and about. And, of course, it has the basic features, such as tracking expenses and account balances, bill pay, and creating a budget.
Goodbudget
COST: There is a free version (limited to 10 envelopes), or you can upgrade for $5 per month for unlimited envelopes.
Goodbudget is a cash envelope-based budgeting app, so it’s quite a bit different from Quicken.
It’s based on the old fashioned method of placing cash in category-specific envelopes so you can visualize how much money you have left each month.
It’s a simple yet effective system, and this app syncs across Android and Apple devices, allowing you to manage your money on the go. It has over 3 million downloads to date and includes goal tracking, scheduled transactions, and funds transfers between envelopes.
CountAbout
COST: $9.99/year or $39.99/year https://recycleyellow226.weebly.com/blog/which-apps-are-open-on-mac.
How to install the mac ports app on xcode. CountAbout is a no-frills personal finance management app. There aren’t too many fancy bells and whistles, but it does its job well.
You can use this app to manage your checking, savings, investments, and loans.
The software is both mobile and web-based, and it’s available on both Android and iOS.
Unfortunately, there is no free version, though there is a basic subscription for just $9.99 a year. That basic version won’t sync with your financial institutions; if you want to do that, you’ll need the slightly more expensive version for $39.99.
Dollarbird
COST: The app is free, or you can subscribe for $4.99 per month or $39.99 a year for additional features.
Dollarbird has a modern and colorful interface reminiscent of Google’s mobile apps. This is a “calendar-based” finance app, allowing you to anticipate your upcoming expenses.
We tend to live in the moment, but planning for the future is one of the most important parts of money management.
Dollarbird has an automatic balance calculation to give you an accurate picture of your cash flow.
GnuCash
COST: Considering it’s totally free, this app is worth taking for a spin.
If you know anything about the Linux operating system, the name of this app will mean something to you.
Indeed, GnuCash is an open-source app. There are no GNOMEs here, though; this app is all about managing your money.
And, due to its open-source nature, this app can be molded into a legitimate Quicken replacement. This software includes seamless qif integration so you can recreate your Quicken environment quickly and easily.
Don’t forget tracking your bank accounts, investments, income, and expenses. It does all of that, too!
Everydollar
COST: The app costs $99 per year and comes with a free 15-day trial.
Whether you are a Dave Ramsey fan or not, the Everydollar app developed by his company has generally been well-received.
Everydollar helps you create a budget based on Dave Ramsey’s zero-based budgeting approach.
If you happen to be a freelancer or have a small business of some sort, this app is good for tracking business income and expenses so you can always keep your financial goals in focus. It will also connect you with financial planning and tax professionals.
PocketGuard
COST: The app does come with a fee – $3.99 monthly or $34.99 annually.
PocketGuard is a mobile-first budgeting app that makes it easy to track your money.
For the most part, PocketGuard does all of the budgeting basics: tracking your expenses, income, and investments all in one place.
It will also let you set savings goals and get reminders about monthly payments, and it has a built-in fee analyzer to help you cut expenses on your cable and internet bills.
Clarity Money
COST: Clarity Money is by far the most expensive app on this list; there is a $299 “initiation” fee plus a $19/month subscription.
Clarity Money is one of the few apps you’ll encounter that uses machine learning.
What does that mean? It means this app can “learn” your finances in order to help you make better decisions.
Of course, it does all of the things a budgeting app would normally do in terms of tracking your finances and anticipating bill payments. It will also help you cancel subscriptions you no longer want to help you save money. It is quite an intriguing concept.
EasyBudget
COST: EasyBudget is free.
As its name implies, EasyBudget has one main goal: to make your finances easier.
Because of this, EasyBudget intentionally bypasses standard budgeting tools like budget categories and graphs — and it lets you manage multiple bank accounts.
Perhaps a better name would have been SimpleBudget. All you do with this app is enter your expenses and get a quick glance of your anticipated cash flow for the month.
If that’s all you need, it might be the right Quicken alternative for you.
Moneyspire
COST: $59 one-time charge to buy software — free updates included; free version has limits.
This desktop-based budgeting tool resembles Quicken. You can sync and see all your accounts in one place, analyze your spending, and use a graphic-based interface.
Moneyspire has a free version but you can buy the software for $59 and untap its full potential.
This is a strong contender to replace Quicken unless you want to go mobile. Going mobile is possible only on iOS and only if you connect the app manually to the desktop version.
FAQs
Does Intuit still own Quicken?
No, Intuit sold Quicken to HIG Capital back in 2016. Intuit has put most of its emphasis on Mint, the mobile-based budgeting platform that’s free and supported by ad revenue.
Intuit does own and operate Quickbooks, the accounting software a lot of small businesses use to keep track of expenses and invoicing.
What is the best alternative to Quicken?
The answer to this question depends upon what kind of expenses you are tracking on a daily basis. For the “average” consumer, Personal Capital is a great option.
This app will automatically suggest a monthly budget based on your income (though you can change it). It also has a focus on net worth and investing.
Overall, it’s a great choice.
What is the best alternative to Quicken for Mac?
Any application with a web-based version should work fine on a Mac provided you aren’t using an archaic web browser. But what if you don’t want your data stored in the cloud?
Luckily, many of the financial apps mentioned on this list can be used as a standalone on Mac: YNAB, Tiller, and Moneydance. If any of them suit your needs, that is probably your best bet.
However, it’s worth noting that Banktivity was made for MacOS (some love for Mac users). In fact, its interface looks reminiscent of iTunes or something along those lines.
Is Quicken Subscription Only?
In a word – yes. Quicken has been subscription-only since 2018. Plans start at $34.99 per year. At the high end, you’ll be spending $89.99 per year – not bad considering it’s their most expensive of four plans.
What Is Comparable to Quicken?
If you aren’t interested in all these flashy new apps and just want something similar to Quicken, your best bet is probably Moneydance or Moneyspire. It looks similar to the old Quicken, plus it allows you to work “offline,” not relying on the cloud.
With Moneyspire you can pay one fee and keep the software indefinitely — no need to keep paying a subscription.
There are also Tiller and YNAB, which are great apps for entering transactions manually.
How To Find The Best Budgeting App For You
Personal finance is an art. There’s give and take. You have to know when to be flexible and when to be rigid.
You’ll want a budgeting tool that gives you freedom when you need it and keeps you on track at the same time.
My list of best Quicken alternatives above should have an app that can perform the way you want. Or you may come across another app I didn’t include on my list of 20. Run windows apps on mac 2015.
Be sure your app has:
- Security: Look for two-factor authentication and other bank-level security, especially if you’re syncing your data in the cloud.
- Syncing: If you use a small bank or credit union, be sure it’ll sync with your budgeting app before paying any fees. (Mint works with every bank and credit union in the U.S.)
- Useful Interfaces: We all process financial data differently; make sure your app can show information in a way you can understand at a glance.
- The Right Platform: Most of the apps on my list work across all platforms. Some excel with one platform over others. A few work only on one platform.
The Importance Of A Budget Tracker
You can become financially independent without analyzing your budget every day. In fact, there is such a thing as being too obsessive about controlling every penny.
But personal finance tools like Quicken and all the Quicken alternatives on my list have one thing in common: They can provide a reliable barometer so you can see how you’re doing.
When you use a budgeting tool you can see where you’re spending too much and ways you could save or invest more. Information gives you a way to make more mindful decisions about your money.
If you're looking to replace Quicken, you're in the right place.
Before web-based personal finance tools, Quicken was one of the best personal finance budgeting and bill management software available. Where else could you get software that pulled all your financial information, organized your bills, helped you pay for those bills, and was basically a money consigliere? The only “downside” was that you had to pay for it.
But over the years, other companies brought new offers, built from the ground up, and took advantage of the technology available. They use code that runs faster, connects seamlessly with other financial companies, and just has fewer issues doing regular tasks. Most importantly, many are free so you can try them yourself.
I was a fan of Quicken but let's accept reality – Quicken breaks a lot. It doesn't sync your accounts randomly sometimes, you have password problems, screens that should appear are blank or lag, and it's just not a great user experience.
The bottom line:
If you're tired of Quicken, its support and sync issues, and want a suitable free alternative or replacement – we have some options.
Here are some of the best Quicken alternatives available:
Our Favorite Picks
Why It'll Work For You
Personal Capital is our Editor's Pick as the best Quicken alternative because it covers nearly as much ground as Quicken (no billpay) and regularly updated so you don't have to worry about sync problems. It has a solid suite of investment tools, a robust budgeting system, and portfolio analysis that beats the rest. It's free.
Learn More about
Personal Capital
Personal Capital
Hands down the best spreadsheet automation tool on the market. If you want to move to a spreadsheet you can customize to exactly what you need, Tiller will pull the data for you. You can build it from scratch or use a template, and Tiller will save you a ton of time and hassle.
Learn more about Tiller
16 Best Quicken Alternatives:
- Personal Capital – free financial dashboard and wealth planner
- Tiller – spreadsheet automation for full customization
- You Need a Budget – best in class budgeting tool & mindset
- CountAbout – can import data from Quicken
- Pocketsmith – a budget planner, calendar, and projector
- Mint – ad-supported budgeting tool
- Banktivity – native Mac application
- MoneyDance – not cloud-based
- EveryDollar – follows Dave Ramsey's Baby Steps
- GoodBudget – follows envelope budgeting method
- GnuCash – open-source and free
- DollarBird – date & calendar based budgeting
- MoneyWiz – freemium app with cryptocurrency support
- PocketGuard – freemium budgeting focused app
- Wally – completely free budgeting app
- HomeBudget – beautiful color-coded budgeting app
1. Personal Capital
Quicken's strength was in being a financial dashboard and helping you manage your financial life – it was more than a simple budgeting app. This is why, when considering alternatives to Quicken, we settled on Personal Capital as the best replacement.
If you're past the “help me with my budget” phase of your financial life, then you want to keep an eye on your investments (taxable and retirement) and whether you will reach your goals – whether that's retirement, a big vacation, buying a home, getting married, … you name it. Personal Capital has the tools to analyze your progress and give you advice on whether you'll reach your goals – on top of the typical budgeting tasks.
Best of all – Personal Capital is free to use.
You can also schedule a discussion with a financial advisor if you want more hands-on assistance. The initial call is complimentary (no cost) and you only pay if you opt for their Advisor service (optional). You can read my full review of Personal Capital for this in greater detail.
Why it is a good alternative to Quicken: One of the big problems with Quicken is that you run into synching and connection issues – Personal Capital is web-based so it is updated regularly. It also has a rich set of tools for analyzing your finances from investment to retirement to budgeting and even intermediate savings goals like a house or education. There is also a budget and expense tracking component that works decently well.
I am a fan of their retirement planner, a tool that helps you project your future financial needs and whether you'll get there. It's worth checking out.
What could be better? The budget and expense tracking pieces are good but it's not as old as Quicken so they aren't as complex. You can't, for example, manage your bill pay through Personal Capital. I don't find it to be a negative because it works for me, but people with really complicated budgets may find it limiting.
(since you access it with a browser, it is compatible with Mac OS!)
![Dollarbird App For Mac Dollarbird App For Mac](/uploads/1/3/3/9/133907896/403789534.jpg)
2. Tiller
If you are thinking about quitting Quicken and moving to a spreadsheet stored locally (or Google Docs), you'll want to know about Tiller. I use a Microsoft Excel spreadsheet to track our net worth and if you want a hand in pulling data, you'll want to check out Tiller.
Tiller will automate your spreadsheets at a low cost of just $6.58 a month ($79 per year after a free 30 day trial). With a bit of tweaking, it'll pull your data for you and put it into a Google Sheets or Microsoft Excel document.
You can start with one of their free templates or build your own, but after the initial work, you'll have a fully automated spreadsheet tailored to what you need. You can use this to track your net worth, set a budget, or anything else you can imagine. (see our review of Tiller)
Why it is better than Quicken: Quicken is now cloud-based so if you want to avoid putting your data into the cloud, going with a spreadsheet is your best option. Tiller makes it possible for you to get automation AND keep your data locally.
3. You Need a Budget (YNAB)
You Need a Budget is a powerful budgeting software but it also can help you build a budget that you can grow into – it does more than track your money.
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Think of it like Mint with a personality and a philosophy.
YNAB's philosophy revolves around four rules:
- Give Every Dollar a Job
- Embrace Your True Expenses
- Roll With The Punches
- Age Your Money
Those four pillars form the foundation for a budgeting app that has helped many people transform their financial lives and improve their spending habits.
If you're looking to transition to a financial tool that will help you (as in help you make the change, not just record expenses), you should take a look at YNAB.
(or, read our You Need a Budget review for more)
(or, read our You Need a Budget review for more)
Why it is better than Quicken: Quicken only tracks your budget, YNAB does that AND helps you build a budget that meets the demands of your life and your savings needs. Sometimes you need something more than an app that connects to your bank account. If you want to change the way you budget, while still tracking it, YNAB is your solution.
YNAB is not an entire personal finance management suite – it focuses on budgeting and only budgeting. You won't get investment tools, retirement planning, or wealth management. It's strictly about building, maintaining, and transitioning into the budget you want.
4. CountAbout
The founders built CountAbout to be a Quicken alternative. Founded in mid-2012, it is one of the only personal finance apps that will import data from Quicken (and Mint!). If you're looking to transition away from Quicken but worry about losing all your data, you can feed it your Quicken file and it'll populate itself. That'll make the transition far less painful!
Like Quicken, CountAbout isn't free but it costs $9.99 for the Basic subscription and $39.99 for Premium subscription. The Premium subscription includes automatic transaction downloads. A subscription model means you have complete data privacy and you won't get annoying ads like with Mint.
Why is it a good alternative to Quicken? CountAbout has a lot of similar features to Quicken’s: split transactions, recurring transactions, attachments, budgeting, and more.
CountAbout is web-based, with multi-factor account security, so you don't have to download a program onto your computer, and there's no need to deal with unwieldy syncing issues – all you need is a web browser. And with CountAbout’s iOS and Android apps, your financial information is always at your fingertips.
Check out the key features (reminds me a lot of Quicken):
- Imports data from Quicken and Mint
- Thousands of financial institutions
- Multi-factor login protection
- Android and iOS apps
- Category customization (add, delete, rename)
- Tags (add, delete, rename)
- Reporting for Account balances
- Reporting for Category activity
- Reporting for Tag activity
- Report exporting
- Attachments
- Individual Account QIF importing
- Budgeting
- Running register balances
- Account reconciliation
- Graphs for Income & Spending
- Recurring transactions
- Investment balances by Institution
- Memorized transactions
- Split transactions
- Description renaming
- Invoicing
5. Pocketsmith
Pocketsmith is a freemium budgeting tool that uses calendars and the concept of “event-based budgeting.” Being calendar based means that rather than viewing your transactions as merely a long list of transactions, the calendar helps you understand when those transactions are happening and if they are doing so on a regular basis. This helps inform you about your spending and one of the more visual ways, when compared to others on this list.
It's freemium with the Basic option giving you 12 budgets, 2 accounts, and the ability to project 6 months into the future. If you upgrade to the Premium level, which is $9.95 per month, or $7.50 when you pay annually, then you get automatic transaction importing (you can still do it manually if you wish) as well as categorization of spending. You also get unlimited accounts and projection out to ten years. The Super, which is $19.95 per month or $14.16 when paid annually, gives you unlimited accounts and 30 years projection.
We do have a promotion code for Pocketsmith, gives you 50% off the first two months of Premium – make sure to enter the code 50OFFPREMIUM-5G7T to get 50% off the first two months.
6. Mint
You might have heard of these guys since they're now owned by the same company that once made Quicken.
Intuit acquired them in 2010 and that's the reason why they shuttered Quicken Online shortly thereafter.
Later, Intuit sold Quicken to H.I.G. Capital and that's when you knew the end was near!
Why it is a good alternative to Quicken: Mint is free and very powerful on the budgeting and expense tracking side. They do not have much to help you with investment and retirement savings, which I think you'll find is a huge limitation as you get older. The goal of Mint was always to be a budgeting app and with that in mind, they do a very good job.
If you are sick of Quicken and focus entirely on expense tracking, Mint is a good Quicken alternative. It, like Personal Capital, is cloud-based so there's no software to download, patch, or update. If you have investments and want to manage those, Mint will not be able to adequately fulfill your needs.
7. Banktivity
Built specifically for MacOS, Banktivity is a personal finance money manager that will import data from Quicken so you don't lose anything in the transition process. It'll do everything you want in a personal finance app, including budgeting, track spending, schedule and pay bills, monitor your investments (including real estate), and pull data from financial institutions.
It also has some powerful reporting options that, if you're a report junkie, you will probably really enjoy building, tweaking, and rebuilding. All this is also possible across iOS devices too with seamless mobile app synchronization.
It is not free, it costs a one-time fee of $69.99 but there is a 30-day trial (no credit card required).
8. MoneyDance
MoneyDance is not as well known as some of the other alternatives I've listed but I wanted to mention them because they're one of the few money apps that don't rely on the cloud. If you are concerned about your data being stored online, this solution is an alternative that keeps your data local to your computer.
You can still link your accounts online, so they pull your transactions automatically, but they only store them on your computer. You can enter transactions manually if you didn't want to link your accounts.
MoneyDance looks and feels like a checkbook, with the check register for transactions, but has charts and tables for reporting. It does budgeting but can also track your investments as well, albeit not as feature-rich as others.
MoneyDance is free to download and try but it costs $49.99. The free version has all the features as the paid version. https://recycleyellow226.weebly.com/blog/how-to-delete-stock-apps-on-mac. The free version's limitation is that you can only enter 100 manual transactions.
9. EveryDollar
Have you heard of Dave Ramsey?
Many folks swear by his approach and EveryDollar is built with that in mind. His approach takes into account human psychology, rather than relying solely on math, and explains why it is so effective. It also explains why ideas like the debt snowball work so well, we need to work with our biases and tendencies if we hope to succeed. EveryDollar is a budgeting tool affiliated with Dave Ramsey's group, the Lampo Group.
Much like YNAB, it's a budgeting tool that uses the principles of zero-based budgeting.
In zero-based budgeting, you assign every dollar to a category (or job, in YNAB parlance). It's a level of rigor that can be refreshing or restricting, depending on your personality. The app itself is beautiful, available on your smartphone, and there is both a free and paid version. The paid version costs $129 a year.
(paid version offers phone support and automated transaction importing… which is a big time-saver; otherwise, you must manually enter the data)
10. GoodBudget
GoodBudget is a free budgeting app based on the envelope budgeting method. Envelope budgeting is when you set aside a prescribed amount for each category of spending, then spend it down each month.
It's one of the most popular money management techniques in personal finance. The envelope refers to the manual method of managing these types of budgets where you put the money into an envelope. When you run out of money, you either borrow cash from another envelope or you make do.
GoodBudget adds technology to the mix and will synch up bank accounts to help track your income and your spending. You set the amount for each category and then watch as your spending nears the limit each month. It's available for both iOS and Android phones.
11. GnuCash
GnuCash is a free open-source accounting software that, if you're willing to put into the work, can replicate a lot of the Quicken experience for those who are willing to scale the learning curve. It features double-entry accounting (every transaction must debit one account and credit another), which is effective but will require an adjustment if you're not used to it.
It offers a lot of the functionality of Quicken like splitting transactions, categorizing transactions, managing multiple accounts, schedule transactions, and reporting that includes all kinds of charts and reports (balance sheet, P&L, portfolio valuation, etc).
The big benefit is that it does budgeting as well as investments. It's not strictly a budgeting tool.
Lastly, it offers QIF importing, so you can import your Quicken files, plus OFX (Open Financial Exchange) protocol. So you can pull in your data if your bank offers you the ability to export transactions.
12. Dollarbird
Dollarbird is another personal finance app with an eye towards collaboration and a monthly calendar. You synchronize your accounts (banking, brokerage, and credit cards) with Dollarbird and they build a schedule of future income and expenditures to help with planning. Dollarbird also offers a 5-year financial plan that lets you establish longer-term financial goals and track your performance against them.
The innovation they bring to the table is the idea of calendar-based money management. You can collaborate with other people (partner, family, or a team) to manage a team budget, though the collaborative piece requires the Pro version ($39.99 / year).
13. MoneyWiz
Of all the alternatives on this list, I know the least about MoneyWiz despite them being around since 2010. They support practically every operating system you can imagine – everything from Windows to Android to iOS devices like the iPhone and iPad – and it'll sync them in real-time.
It's a powerful budgeting tool that integrates with 16,000+ banks in 51+ countries – which includes cryptocurrencies if you're in that investment class. If importing from your financial institution concerns you, you can manually enter data as well and it works just as well. For budgeting, you can work with their categories (which are multi-level) or add your own (and subcategories). You can split transactions, bulk edit, tag, and create powerful reports. It won't pay your bills for you but does have notification features.
It's a freemium product with the free version that has all the functionality minus synching across multiple devices and automated transaction downloads. For that, you need to buy the Standard ($49.99) or Premium ($49.99/yr or $4.99/mo).
14. PocketGuard
PocketGuard is a fairly simple budgeting app that links your credit cards, checking and savings accounts, investments, and loans all in one place. It has a complete picture (or at least what you tell it) of your finances but its strengths are in the budgeting – how it updates and categorizes your spending as it happens and looks for opportunities to save. Using your spending, it also builds a personalized budget based on your data as well as the goals you set for yourself.
They have a free version and a Plus version. The free version has all that you need for tracking your expenses and keep an eye on them. Plus allows you to add custom categories, track cash transactions like income and bills. Plus costs $3.99 per month or $34.99 per year.
15. Wally
Wally is the last app on the list because they only handle budgeting. Most people who start using Quicken often do so to help understand their spending. It isn't until your savings start growing that the investment portion becomes a bigger and bigger piece of the financial picture.
If that describes you and budgeting is what you care the most about, Wally may be for you. It's a beautifully designed app that helps you track your spending and understand your budget. Users have reported a few hiccups with the interface but if you get over the learning curve, and are OK with not having automatic transaction downloads, it's worth a try.
It is free though, which is why they can't offer automatic transaction downloads. One could argue that manually entering them puts you closer in touch with your spending.
16. HomeBudget
HomeBudget is a beautiful looking budgeting app that is essentially an expense tracker. It can track your income, expenses, and account balances – including bills that will be due in the future. Once bills are paid, they shift over to becoming expenses, in a transition that is well designed. There is a family sync feature that allows you to sync up the budgets on multiple devices so you share and exchange budgeting information. They also have reporting features so you can see your trends over the last six months, charts that break down your spending and saving, plus exporting those reports and data via email or WiFi.
It's available for iOS ($4.99) and Android ($5.99) devices. There is a “lite” version that you can use for free to see if you like it.
One of these will make a fine replacement for Quicken.
Common Questions about Quicken Alternatives
Is there a free program like Quicken?
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On this list, the best free alternatives to Quicken are Personal Capital and Mint (if you don't mind ads).
Personal Capital won't be as robust as Mint in the budgeting department but it has far better wealth building and investment tools. You can see a comparison of Mint vs. Personal Capital vs. Quicken to make your determination of how they stack up.
What happened to Quicken Online?
Intuit created Quicken Online to try to compete with Mint. Near the end of 2009, they gave up and acquired Mint.
Afterward, they opted to shut down Quicken Online and sold the entire Quicken unit to H.I.G. Capital in 2016. Quicken Online no longer exists.
Quicken does have an online experience, something they've only recently created, but it's not free and it's playing catch up.
What is the best non-cloud-based Quicken alternatives?
Some of the best tools out there are cloud-based. Personal Capital, Mint, and many on this list store your information online. If they are somehow compromised, they potentially could leak your data. They have a lot of security protocols in place to prevent this type of thing, but nothing is 100% safe. The ones that do not store your data in the cloud are less powerful, but … they don't store your data in the cloud.
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Moneydance Personal Finance, which is included in the list above, is one alternative that is a local program and stores your financial data locally. It still has the functionality of pulling data from hundreds of financial institutions so it will still save you time.
Tiller is a tool that integrates with a Google Sheet (which is cloud-based) and Microsoft Excel (which local). They do store some of your information since they have to get the credentials to pull your data but it's not like other services that contain the credentials and the data.
What is a good accounting software alternative to Quickbooks?
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I haven't used Quickbooks and I'm not familiar with the world of accounting, but GnuCash is often cited as a powerful and free alternative to Quickbooks and Quicken.
It has a lot of features present in accounting software, like double-entry accounting and small business accounting, but many folks have success using it as a personal accounting software package. It's a software program you download and install locally, which means it's not cloud-based, and it's completely free.
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Which Quicken alternatives work on Mac?
Any cloud-based alternative will work on the PC and a Mac. It's cloud-based so they work in your browser, which makes them operating system agnostic.
If you want a piece of personal finance software designed specifically to run on Macs, Banktivity is your best option. It's one of the few personal finance applications built specifically for the MacOS and it has the richest feature-set. Most importantly, especially if you use an iPhone or iPad, it seamlessly integrates among the three.